Cooke County, Texas Fair Market Rent 2026
The FY2026 two-bedroom Fair Market Rent for Cooke County is $1,261 per month, 20% above the $1,054 median across Texas. This is the figure HUD gives your housing authority when it decides how much a Section 8 Housing Choice Voucher covers here.
FY2026 Fair Market Rents by Bedroom Size
Gross rent, including tenant-paid utilities other than phone, cable, and internet.
What you would actually pay in Cooke County
With a Housing Choice Voucher you contribute about 30% of your adjusted monthly income toward rent and utilities. The housing authority pays the rest, up to its payment standard, which it sets between 90% and 110% of the Fair Market Rent shown above.
For a two-bedroom in Cooke County, that puts the likely payment standard somewhere between $1,135 and $1,387 per month. Confirm the exact figure with the authority issuing your voucher before signing a lease, since anything above the payment standard comes out of your own pocket.
Affording this rent without a voucher
Renting a two-bedroom in Texas at 30% of income takes an hourly wage of $29.64 working full time, or about $61,651 a year. At the state minimum wage of $7.25, that is 164 hours a week.
Source: National Low Income Housing Coalition, Out of Reach 2025 (statewide figure).
Housing authorities serving Cooke County
These agencies issue vouchers and run the waiting lists for this county. Payment standards are set by the authority, not by HUD.
Source: HUD Fair Market Rents FY2026 · huduser.gov