St. Thomas, U.S. Virgin Islands Fair Market Rent 2026

The FY2026 two-bedroom Fair Market Rent for St. Thomas is $1,467 per month, exactly the median across U.S. Virgin Islands. This is the figure HUD gives your housing authority when it decides how much a Section 8 Housing Choice Voucher covers here.

FY2026 Fair Market Rents by Bedroom Size

Gross rent, including tenant-paid utilities other than phone, cable, and internet.

Studio
$1,024
per month
1 Bedroom
$1,189
per month
2 Bedrooms
$1,467
per month
3 Bedrooms
$1,759
per month
4 Bedrooms
$1,942
per month
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What you would actually pay in St. Thomas

With a Housing Choice Voucher you contribute about 30% of your adjusted monthly income toward rent and utilities. The housing authority pays the rest, up to its payment standard, which it sets between 90% and 110% of the Fair Market Rent shown above.

For a two-bedroom in St. Thomas, that puts the likely payment standard somewhere between $1,320 and $1,614 per month. Confirm the exact figure with the authority issuing your voucher before signing a lease, since anything above the payment standard comes out of your own pocket.

All U.S. Virgin Islands Fair Market Rents

For FY2026, the Fair Market Rent in St. Thomas is $1,024 for a studio, $1,189 for one bedroom, $1,467 for two bedrooms, $1,759 for three bedrooms, and $1,942 for four bedrooms, per month.

The two-bedroom Fair Market Rent in St. Thomas is $1,467, compared with a statewide median of $1,467 across U.S. Virgin Islands. That is exactly at the state median.

Not necessarily. The Fair Market Rent is HUD's estimate, but the housing authority serving St. Thomas sets its own payment standard between 90% and 110% of that figure. Your voucher covers the difference between roughly 30% of your adjusted monthly income and the payment standard. If the unit rents for more than the payment standard, you pay the excess yourself.

Applications go through a local housing authority rather than HUD directly. Browse the U.S. Virgin Islands housing authority directory to find the agency covering St. Thomas and check whether its waiting list is open.

Source: HUD Fair Market Rents FY2026 · huduser.gov

The federal Fair Housing Act prohibits discrimination in housing because of race, color, national origin, religion, familial status, gender, and disability. The Fair Housing Act ensures that all persons receive equal housing opportunity. For more information about the Fair Housing Act and your rights, visit the Department of Housing and Urban Development .