Bay County, Michigan Fair Market Rent 2026

The FY2026 two-bedroom Fair Market Rent for Bay County is $1,030 per month, 0% below the $1,033 median across Michigan. This is the figure HUD gives your housing authority when it decides how much a Section 8 Housing Choice Voucher covers here.

FY2026 Fair Market Rents by Bedroom Size

Gross rent, including tenant-paid utilities other than phone, cable, and internet.

Studio
$809
per month
1 Bedroom
$814
per month
2 Bedrooms
$1,030
per month
3 Bedrooms
$1,399
per month
4 Bedrooms
$1,518
per month
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What you would actually pay in Bay County

With a Housing Choice Voucher you contribute about 30% of your adjusted monthly income toward rent and utilities. The housing authority pays the rest, up to its payment standard, which it sets between 90% and 110% of the Fair Market Rent shown above.

For a two-bedroom in Bay County, that puts the likely payment standard somewhere between $927 and $1,133 per month. Confirm the exact figure with the authority issuing your voucher before signing a lease, since anything above the payment standard comes out of your own pocket.

Affording this rent without a voucher

Renting a two-bedroom in Michigan at 30% of income takes an hourly wage of $24.46 working full time, or about $50,877 a year. At the state minimum wage of $12.48, that is 79 hours a week.

Source: National Low Income Housing Coalition, Out of Reach 2025 (statewide figure).

Housing authorities serving Bay County

These agencies issue vouchers and run the waiting lists for this county. Payment standards are set by the authority, not by HUD.

All Michigan Fair Market Rents Michigan Waiting Lists

For FY2026, the Fair Market Rent in Bay County is $809 for a studio, $814 for one bedroom, $1,030 for two bedrooms, $1,399 for three bedrooms, and $1,518 for four bedrooms, per month.

The two-bedroom Fair Market Rent in Bay County is $1,030, compared with a statewide median of $1,033 across Michigan. That is 0% below the median.

Not necessarily. The Fair Market Rent is HUD's estimate, but the housing authority serving Bay County sets its own payment standard between 90% and 110% of that figure. Your voucher covers the difference between roughly 30% of your adjusted monthly income and the payment standard. If the unit rents for more than the payment standard, you pay the excess yourself.

2 housing authorities serve Bay County. Applications go through the housing authority, not HUD, and each one runs its own waiting list with its own opening schedule. The authorities serving this county are listed on this page.

Source: HUD Fair Market Rents FY2026 · huduser.gov

The federal Fair Housing Act prohibits discrimination in housing because of race, color, national origin, religion, familial status, gender, and disability. The Fair Housing Act ensures that all persons receive equal housing opportunity. For more information about the Fair Housing Act and your rights, visit the Department of Housing and Urban Development .