Cumberland County, Maine Fair Market Rent 2026

The FY2026 two-bedroom Fair Market Rent for Cumberland County is $1,833 to $2,130 per month. This is the figure HUD gives your housing authority when it decides how much a Section 8 Housing Choice Voucher covers here.

FY2026 Fair Market Rents by Bedroom Size

Gross rent, including tenant-paid utilities other than phone, cable, and internet.

Studio
$1,264
up to $1,469
per month
1 Bedroom
$1,397
up to $1,658
per month
2 Bedrooms
$1,833
up to $2,130
per month
3 Bedrooms
$2,380
up to $2,591
per month
4 Bedrooms
$2,820
up to $3,038
per month

This county has 2 separate rent schedules

HUD applies Small Area Fair Market Rents to parts of Cumberland County, meaning the rent cap depends on where in the county the unit sits rather than on the county as a whole. Your housing authority can confirm which schedule applies to a specific address.

Schedule Studio 1 BR 2 BR 3 BR 4 BR
Area 1 $1,264 $1,397 $1,833 $2,380 $3,038
Area 2 $1,469 $1,658 $2,130 $2,591 $2,820
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What you would actually pay in Cumberland County

With a Housing Choice Voucher you contribute about 30% of your adjusted monthly income toward rent and utilities. The housing authority pays the rest, up to its payment standard, which it sets between 90% and 110% of the Fair Market Rent shown above.

For a two-bedroom in Cumberland County, that puts the likely payment standard somewhere between $1,650 and $2,343 per month. Confirm the exact figure with the authority issuing your voucher before signing a lease, since anything above the payment standard comes out of your own pocket.

Affording this rent without a voucher

Renting a two-bedroom in Maine at 30% of income takes an hourly wage of $28.42 working full time, or about $59,114 a year. At the state minimum wage of $14.65, that is 78 hours a week.

Source: National Low Income Housing Coalition, Out of Reach 2025 (statewide figure).

Housing authorities serving Cumberland County

These agencies issue vouchers and run the waiting lists for this county. Payment standards are set by the authority, not by HUD.

All Maine Fair Market Rents Maine Waiting Lists

For FY2026, HUD publishes 2 separate rent schedules covering Cumberland County, because the county falls under Small Area Fair Market Rents. The two-bedroom Fair Market Rent ranges from $1,833 to $2,130 per month depending on which part of the county the unit sits in. Your housing authority can tell you which schedule applies to a specific address.

The two-bedroom Fair Market Rent in Cumberland County is $1,833, compared with a statewide median of $1,418 across Maine. That is 29% above the median.

Not necessarily. The Fair Market Rent is HUD's estimate, but the housing authority serving Cumberland County sets its own payment standard between 90% and 110% of that figure. Your voucher covers the difference between roughly 30% of your adjusted monthly income and the payment standard. If the unit rents for more than the payment standard, you pay the excess yourself.

5 housing authorities serve Cumberland County. Applications go through the housing authority, not HUD, and each one runs its own waiting list with its own opening schedule. The authorities serving this county are listed on this page.

Source: HUD Fair Market Rents FY2026 · huduser.gov

The federal Fair Housing Act prohibits discrimination in housing because of race, color, national origin, religion, familial status, gender, and disability. The Fair Housing Act ensures that all persons receive equal housing opportunity. For more information about the Fair Housing Act and your rights, visit the Department of Housing and Urban Development .