Kentucky Fair Market Rents 2026
HUD publishes a Fair Market Rent for each of the 120 counties in Kentucky. It is the rent estimate your housing authority starts from when it decides how much a Section 8 Housing Choice Voucher will cover. The statewide median two-bedroom Fair Market Rent is $900 per month, ranging from $866 in Adair County to $1,353 in Boone County.
What it takes to afford a two-bedroom in Kentucky
Housing wage
$21.47/hr
Annual income needed
$44,658
Hours at minimum wage
119/wk
To rent a modest two-bedroom in Kentucky without spending more than 30% of income on housing, a household needs to earn $21.47 per hour full time. At the state minimum wage of $7.25, that means working 119 hours a week. Source: National Low Income Housing Coalition, Out of Reach 2025.
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FY2026 Fair Market Rents by County
| County | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| Adair County | $619 | $683 | $866 | $1,204 | $1,246 |
| Allen County | $759 | $759 | $996 | $1,224 | $1,520 |
| Anderson County | $745 | $951 | $1,042 | $1,323 | $1,454 |
| Ballard County | $800 | $817 | $1,072 | $1,285 | $1,640 |
| Barren County | $657 | $662 | $868 | $1,102 | $1,280 |
| Bath County | $619 | $668 | $866 | $1,124 | $1,360 |
| Bell County | $597 | $790 | $866 | $1,133 | $1,294 |
| Boone County | $958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Bourbon County | $883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Boyd County | $848 | $853 | $973 | $1,249 | $1,410 |
| Boyle County | $693 | $698 | $913 | $1,200 | $1,351 |
| Bracken County | $958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Breathitt County | $619 | $714 | $866 | $1,204 | $1,259 |
| Breckinridge County | $686 | $690 | $866 | $1,204 | $1,209 |
| Bullitt County | $966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Butler County | $660 | $660 | $866 | $1,204 | $1,232 |
| Caldwell County | $619 | $714 | $866 | $1,038 | $1,209 |
| Calloway County | $785 | $837 | $1,098 | $1,317 | $1,454 |
| Campbell County | $958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Carlisle County | $683 | $717 | $915 | $1,173 | $1,399 |
| Carroll County | $696 | $746 | $974 | $1,168 | $1,290 |
| Carter County | $698 | $703 | $866 | $1,204 | $1,254 |
| Casey County | $619 | $790 | $866 | $1,038 | $1,169 |
| Christian County | $1,090 | $1,094 | $1,346 | $1,871 | $2,258 |
| Clark County | $883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Clay County | $662 | $759 | $866 | $1,176 | $1,308 |
| Clinton County | $619 | $660 | $866 | $1,041 | $1,209 |
| Crittenden County | $619 | $660 | $866 | $1,038 | $1,209 |
| Cumberland County | $619 | $701 | $866 | $1,204 | $1,209 |
| Daviess County | $840 | $846 | $1,110 | $1,466 | $1,470 |
| Edmonson County | $889 | $985 | $1,153 | $1,384 | $1,806 |
| Elliott County | $619 | $683 | $866 | $1,081 | $1,209 |
| Estill County | $619 | $790 | $866 | $1,120 | $1,259 |
| Fayette County | $883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Fleming County | $619 | $703 | $866 | $1,142 | $1,147 |
| Floyd County | $646 | $689 | $904 | $1,109 | $1,212 |
| Franklin County | $747 | $859 | $1,083 | $1,410 | $1,680 |
| Fulton County | $619 | $660 | $866 | $1,204 | $1,453 |
| Gallatin County | $958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Garrard County | $643 | $821 | $900 | $1,156 | $1,285 |
| Grant County | $823 | $899 | $1,155 | $1,385 | $1,678 |
| Graves County | $619 | $660 | $866 | $1,204 | $1,311 |
| Grayson County | $708 | $712 | $866 | $1,200 | $1,209 |
| Green County | $619 | $790 | $866 | $1,142 | $1,147 |
| Greenup County | $848 | $853 | $973 | $1,249 | $1,410 |
| Hancock County | $769 | $774 | $1,016 | $1,345 | $1,347 |
| Hardin County | $841 | $846 | $1,056 | $1,469 | $1,771 |
| Harlan County | $694 | $699 | $866 | $1,142 | $1,147 |
| Harrison County | $619 | $790 | $866 | $1,204 | $1,214 |
| Hart County | $619 | $747 | $866 | $1,077 | $1,198 |
| Henderson County | $711 | $764 | $949 | $1,220 | $1,414 |
| Henry County | $966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Hickman County | $619 | $660 | $866 | $1,142 | $1,147 |
| Hopkins County | $662 | $686 | $900 | $1,163 | $1,330 |
| Jackson County | $619 | $660 | $866 | $1,204 | $1,209 |
| Jefferson County | $966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Jessamine County | $883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Johnson County | $619 | $696 | $866 | $1,154 | $1,280 |
| Kenton County | $958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Knott County | $619 | $683 | $866 | $1,038 | $1,209 |
| Knox County | $619 | $745 | $866 | $1,038 | $1,453 |
| Larue County | $841 | $846 | $1,056 | $1,469 | $1,771 |
| Laurel County | $607 | $676 | $881 | $1,068 | $1,213 |
| Lawrence County | $715 | $720 | $926 | $1,110 | $1,341 |
| Lee County | $671 | $740 | $939 | $1,126 | $1,311 |
| Leslie County | $619 | $790 | $866 | $1,204 | $1,209 |
| Letcher County | $619 | $759 | $866 | $1,166 | $1,316 |
| Lewis County | $619 | $660 | $866 | $1,136 | $1,209 |
| Lincoln County | $619 | $753 | $866 | $1,038 | $1,147 |
| Livingston County | $865 | $960 | $1,158 | $1,388 | $1,771 |
| Logan County | $632 | $660 | $866 | $1,178 | $1,311 |
| Lyon County | $619 | $660 | $866 | $1,204 | $1,453 |
| Madison County | $666 | $785 | $904 | $1,257 | $1,416 |
| Magoffin County | $619 | $790 | $866 | $1,038 | $1,209 |
| Marion County | $619 | $660 | $866 | $1,093 | $1,300 |
| Marshall County | $632 | $772 | $884 | $1,191 | $1,269 |
| Martin County | $619 | $683 | $866 | $1,081 | $1,209 |
| Mason County | $629 | $764 | $913 | $1,111 | $1,274 |
| McCracken County | $729 | $851 | $1,058 | $1,269 | $1,775 |
| McCreary County | $619 | $790 | $866 | $1,069 | $1,209 |
| McLean County | $840 | $846 | $1,110 | $1,466 | $1,470 |
| Meade County | $814 | $819 | $1,075 | $1,463 | $1,680 |
| Menifee County | $619 | $683 | $866 | $1,110 | $1,209 |
| Mercer County | $619 | $660 | $866 | $1,204 | $1,453 |
| Metcalfe County | $619 | $755 | $866 | $1,081 | $1,209 |
| Monroe County | $619 | $660 | $866 | $1,204 | $1,209 |
| Montgomery County | $647 | $690 | $905 | $1,194 | $1,198 |
| Morgan County | $619 | $660 | $866 | $1,204 | $1,272 |
| Muhlenberg County | $619 | $660 | $866 | $1,038 | $1,224 |
| Nelson County | $770 | $781 | $1,016 | $1,360 | $1,704 |
| Nicholas County | $619 | $696 | $866 | $1,204 | $1,311 |
| Ohio County | $619 | $660 | $866 | $1,043 | $1,218 |
| Oldham County | $966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Owen County | $711 | $758 | $995 | $1,329 | $1,389 |
| Owsley County | $619 | $683 | $866 | $1,115 | $1,209 |
| Pendleton County | $958 | $1,051 | $1,353 | $1,785 | $1,976 |
| Perry County | $685 | $731 | $959 | $1,150 | $1,270 |
| Pike County | $698 | $745 | $977 | $1,171 | $1,552 |
| Powell County | $619 | $660 | $866 | $1,204 | $1,453 |
| Pulaski County | $662 | $706 | $926 | $1,110 | $1,355 |
| Robertson County | $619 | $660 | $866 | $1,081 | $1,209 |
| Rockcastle County | $619 | $741 | $866 | $1,126 | $1,209 |
| Rowan County | $628 | $735 | $911 | $1,156 | $1,528 |
| Russell County | $619 | $660 | $866 | $1,038 | $1,147 |
| Scott County | $883 | $1,079 | $1,272 | $1,743 | $1,940 |
| Shelby County | $954 | $1,027 | $1,143 | $1,417 | $1,697 |
| Simpson County | $754 | $872 | $1,055 | $1,405 | $1,473 |
| Spencer County | $966 | $1,047 | $1,272 | $1,625 | $1,891 |
| Taylor County | $619 | $790 | $866 | $1,204 | $1,209 |
| Todd County | $656 | $700 | $918 | $1,151 | $1,351 |
| Trigg County | $1,090 | $1,094 | $1,346 | $1,871 | $2,258 |
| Trimble County | $715 | $780 | $1,001 | $1,320 | $1,325 |
| Union County | $651 | $694 | $911 | $1,092 | $1,206 |
| Warren County | $889 | $985 | $1,153 | $1,384 | $1,806 |
| Washington County | $664 | $708 | $929 | $1,226 | $1,323 |
| Wayne County | $619 | $677 | $866 | $1,204 | $1,453 |
| Webster County | $619 | $660 | $866 | $1,115 | $1,209 |
| Whitley County | $619 | $660 | $866 | $1,038 | $1,157 |
| Wolfe County | $619 | $683 | $866 | $1,081 | $1,209 |
| Woodford County | $883 | $1,079 | $1,272 | $1,743 | $1,940 |
Find a housing authority in Kentucky
Fair Market Rent sets the ceiling, but the housing authority issuing your voucher sets the payment standard and runs the waiting list. Start there.
For FY2026, Boone County has the highest two-bedroom Fair Market Rent in Kentucky at $1,353 per month, while Adair County has the lowest at $866. The statewide median two-bedroom FMR is $900.
No. Each housing authority in Kentucky sets its own payment standard, anywhere from 90% to 110% of the HUD Fair Market Rent for its area, and some receive HUD approval to go higher. Two authorities serving the same county can pay different amounts, so confirm the figure with the authority that will issue your voucher.
Find your county in the table below to see the FY2026 rent HUD estimates for each bedroom size. That figure is the starting point your housing authority uses to set its payment standard, which caps the subsidy on your unit. You generally pay about 30% of your adjusted monthly income, with the voucher covering the rest up to that cap.
Source: HUD Fair Market Rents FY2026 · huduser.gov