Effingham County, Georgia Fair Market Rent 2026

The FY2026 two-bedroom Fair Market Rent for Effingham County is $1,680 per month, 56% above the $1,074 median across Georgia. This is the figure HUD gives your housing authority when it decides how much a Section 8 Housing Choice Voucher covers here.

FY2026 Fair Market Rents by Bedroom Size

Gross rent, including tenant-paid utilities other than phone, cable, and internet.

Studio
$1,455
per month
1 Bedroom
$1,533
per month
2 Bedrooms
$1,680
per month
3 Bedrooms
$2,235
per month
4 Bedrooms
$2,547
per month
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What you would actually pay in Effingham County

With a Housing Choice Voucher you contribute about 30% of your adjusted monthly income toward rent and utilities. The housing authority pays the rest, up to its payment standard, which it sets between 90% and 110% of the Fair Market Rent shown above.

For a two-bedroom in Effingham County, that puts the likely payment standard somewhere between $1,512 and $1,848 per month. Confirm the exact figure with the authority issuing your voucher before signing a lease, since anything above the payment standard comes out of your own pocket.

Affording this rent without a voucher

Renting a two-bedroom in Georgia at 30% of income takes an hourly wage of $29.46 working full time, or about $61,277 a year. At the state minimum wage of $7.25, that is 163 hours a week.

Source: National Low Income Housing Coalition, Out of Reach 2025 (statewide figure).

All Georgia Fair Market Rents Georgia Waiting Lists

For FY2026, the Fair Market Rent in Effingham County is $1,455 for a studio, $1,533 for one bedroom, $1,680 for two bedrooms, $2,235 for three bedrooms, and $2,547 for four bedrooms, per month.

The two-bedroom Fair Market Rent in Effingham County is $1,680, compared with a statewide median of $1,074 across Georgia. That is 56% above the median.

Not necessarily. The Fair Market Rent is HUD's estimate, but the housing authority serving Effingham County sets its own payment standard between 90% and 110% of that figure. Your voucher covers the difference between roughly 30% of your adjusted monthly income and the payment standard. If the unit rents for more than the payment standard, you pay the excess yourself.

Applications go through a local housing authority rather than HUD directly. Browse the Georgia housing authority directory to find the agency covering Effingham County and check whether its waiting list is open.

Source: HUD Fair Market Rents FY2026 · huduser.gov

The federal Fair Housing Act prohibits discrimination in housing because of race, color, national origin, religion, familial status, gender, and disability. The Fair Housing Act ensures that all persons receive equal housing opportunity. For more information about the Fair Housing Act and your rights, visit the Department of Housing and Urban Development .