Housing Counseling Agencies by State (2026)
Find HUD-approved housing counseling agencies across the United States. Get free expert help with home buying, renting, credit counseling, and foreclosure prevention.
Services Offered by Housing Counselors
Home Buying
First-time buyer help
Rental Help
Find affordable rentals
Credit Counseling
Improve your score
Foreclosure Help
Prevent losing your home
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Select Your State
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Guam
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Northern Mariana Islands
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virgin Islands
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Frequently Asked Questions
HUD-approved housing counseling is a free or low-cost service provided by agencies certified by the U.S. Department of Housing and Urban Development. These counselors are trained professionals who help individuals and families with home buying, renting, credit improvement, foreclosure prevention, and reverse mortgages.