Housing Choice Voucher Program

Understanding Section 8

Your comprehensive guide to the Housing Choice Voucher program

The Housing Choice Voucher Program, commonly known as Section 8, helps low-income families, the elderly, and people with disabilities afford safe and decent housing in the private market.

How It Works

  • • You receive a voucher from your local PHA
  • • Find housing that accepts Section 8 vouchers
  • • PHA pays portion of rent directly to landlord
  • • You pay the difference (typically 30% of income)
  • • Choose from various housing types

Eligibility Requirements

  • • Income below HUD limits for your area
  • • U.S. citizenship or eligible immigration status
  • • Good rental history
  • • No serious criminal record
  • • Meet local PHA requirements

Housing Requirements

  • • Must meet HUD quality standards
  • • Rent must be reasonable for area
  • • Landlord must accept Section 8
  • • Regular inspections required
  • • Must be used for primary residence
Advertisement

Key Benefits

Housing Choice

Freedom to choose any housing that meets program requirements, including single-family homes and apartments.

Portability

Vouchers can often be used anywhere in the country where there's a Section 8 program.

Rent Assistance

Significant reduction in rent burden, with most participants paying only 30% of their income.

Quality Standards

Assurance that housing meets safety and quality requirements through regular inspections.

The federal Fair Housing Act prohibits discrimination in housing because of race, color, national origin, religion, familial status, gender, and disability. The Fair Housing Act ensures that all persons receive equal housing opportunity. For more information about the Fair Housing Act and your rights, visit the Department of Housing and Urban Development .